Buying How To Get Started

The first thing you need to do when you are buying a home is to meet with a loan officer to find out how much you want to spend on your home. We have lenders for every type of loan. Our lending friends are instructed to give you the highest level of customer service with the lowest possible rates or we will not refer business to them. It's that simple. With every category of loan, there are many sub-categories. The best way to get started is to contact us and discuss what you'd like to accomplish in a home purchase and we'll give you the best loan contacts for the type of home you'd like to invest in. It is important that you know not all lenders are licensed to do FHA or VA loans. Knowing your situation will help us determine if Government loan programs are right for you. Being pre-approved gives you ultimate buying power and the upper hand in negotiating.

Types of loans:

Dakota County Bond money for first time home buyers*
FHA Loans
Conventional Loans
80/20
VA Loans
Arms
Balloons
Graduated Payment

*First time home buyers are classified as someone who has not owned a home in the last three years. There are maximum income guidelines as well.